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Established 1990
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Frequently Asked Questions
Therapy Care’s scheduling is easy and we offer many different appointment times for our patients - even same day evaluations. We have morning and evening appointments available to meet the demands of your busy schedule. Call us today or request an appointment
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. We’re excited to see you!
Therapy Care’s scheduling is easy and we offer many different appointment times for our patients - even same day evaluations. We have morning and evening appointments available to meet the demands of your busy schedule. Call us today or request an appointment
HERE(javascript:void(0))
. We’re excited to see you!
Therapy Care’s scheduling is easy and we offer many different appointment times for our patients - even same day evaluations. We have morning and evening appointments available to meet the demands of your busy schedule. Call us today or request an appointment
HERE(javascript:void(0))
. We’re excited to see you!
The difference between being a W-2 employee and a 1099 independent contractor (IC) is associated with how you are paid in conjunction with taxes and benefits. W-2 and 1099 refer to the tax reporting documents you receive from your employer at the end of the year depending on which you are.
Financially speaking, the most important distinctions being a 1099 IC versus a W-2 employee is that as a 1099 IC you will be responsible for paying both the employee and employers portion of payroll taxes (FUTA, SUTA and FICA). When employed as a W-2, your employer pays half of these expenses on your behalf.
If you are classified as an IC, you are paid as a 1099. In this case, the employer does NOT pay the employer share of FUTA, SUTA, or FICA (Social Security and Medicare) taxes. They are also not withholding federal income tax, state and local income tax, or FICA taxes from your paycheck. This may save an employer some money, but it puts you on the hook for calculating and paying your own income taxes and you will have to pay both the employee AND employer portions of FICA. If the employer is paying you on a 1099, you should not have access to the employers professional liability insurance, unemployment insurance, Workers’ Compensation, company materials or trainings and benefits like health, vision, dental, life insurance or a company's 401(k) plan participation.
This is a common misunderstanding and often misleading. Being employed as a 1099 independent contractor can have it's benefits, but the government isn't in the business of making any less from taxes produced by work being completed whether you are employed as a 1099 or W2. Someone has to pay the taxes.
You may hear "I make more as a 1099". That could be possible but it fully depends on your specific situation and is commonly said wihthout the details surrounding the statement. The common thinking is that if I "Ask" to be a 1099 I can get a higher compensation because the employer is not paying for benefits and taxes. However, you have to look at your specific situation and determine if the increase in compensation from an employer is more than your cost of paying your taxes and benefits you need in your specific situation. It's just not an apples to apples comparison from person to person or from a W2 classification versus a 1099 classification.
To fully determine if a 1099 position makes sense for you look at it like any other financial or business decision you would make otherwise. Compare your salary/hourly income, less taxes, benefits, materials, professional insurances, training and any other costs associated with one type of employment vs the other specific to your situation.
Very often you will find that they end up being VERY similar if not the same with one very important difference. As a 1099, the liability of treatment and taxes is 100% yours and your alone.
Of course we are biased about this topic because Therapy Care ONLY employs W2 classified employees. We are also owned by a speech therapist who also happens to be an attorney. So, we follow the law very carefully and we do NOT mix W2 and 1099 classified employees doing the exact same work. In our opinion, this is not something to walk the thin line on. It's something we believe we stay away from and focus on being a fair employer who offers professional opportunities and development where you can feel comfortable knowing we will always have your back.
Typically, the first session with your therapist at Therapy Care lasts for 1 to 1.5 hours. Each session after that may be 30-60 minutes depending on a number of factors. The amount of time will be based on you or your child's specific needs.
Typically, the first session with your therapist at Therapy Care lasts for 1 to 1.5 hours. Each session after that may be 30-60 minutes depending on a number of factors. The amount of time will be based on you or your child's specific needs.
Typically, the first session with your therapist at Therapy Care lasts for 1 to 1.5 hours. Each session after that may be 30-60 minutes depending on a number of factors. The amount of time will be based on you or your child's specific needs.
In most cases, yes! Therapy Care will be happy to assist in contacting your insurance company and determining your coverage based on your individual policy. But remember, we check with your insurance carrier as a courtesy, but ultimately, it is your plan and your responsibility to fully understand your plan.
For more information, visit our insurance plan page HERE a(javascript:void(0))nd please do not hesitate to contact our office with any further questions.
Should you not have insurance or wish to seek alternative types of payment, please inquire by
calling(tel:+1-630-761-0900)
our office as we do offer different payment options for your convenience.
In most cases, yes! Therapy Care will be happy to assist in contacting your insurance company and determining your coverage based on your individual policy. But remember, we check with your insurance carrier as a courtesy, but ultimately, it is your plan and your responsibility to fully understand your plan.
For more information, visit our insurance plan page HERE a(javascript:void(0))nd please do not hesitate to contact our office with any further questions.
Should you not have insurance or wish to seek alternative types of payment, please inquire by
calling(tel:+1-630-761-0900)
our office as we do offer different payment options for your convenience.
Not you, not me, not Therapy Care or any employer for that matter. Technically, its the Government - both state and federal and the laws around describing employment. Employment classifications are determined by the definitions and laws related to employment and 1099 / W2 classifications. Further, the government (state and federal) offers employers guidance and tests to determine whether an employee SHOULD be considered one versus the other.
Don't take it from us here at Therapy Care, read it for yourself from the Government.
https://www.dol.gov/agencies/whd/flsa/misclassification(https://www.dol.gov/agencies/whd/flsa/misclassification)
Or read about the misunderstandings about whether you should be a 1099 indepedent contractor versus a W2 employee.
https://www.dol.gov/agencies/whd/flsa/misclassification/myths(https://www.dol.gov/agencies/whd/flsa/misclassification/myths)
Here's information from the State of Illinois' Department of Labor
https://www2.illinois.gov/idol/Employees/Pages/Employer-Misclassification-of-Workers.aspx(https://www2.illinois.gov/idol/Employees/Pages/Employer-Misclassification-of-Workers.aspx)
In most cases, yes! Therapy Care will be happy to assist in contacting your insurance company and determining your coverage based on your individual policy. But remember, we check with your insurance carrier as a courtesy, but ultimately, it is your plan and your responsibility to fully understand your plan.
For more information, visit our insurance plan page HERE a(javascript:void(0))nd please do not hesitate to contact our office with any further questions.
Should you not have insurance or wish to seek alternative types of payment, please inquire by
calling(tel:+1-630-761-0900)
our office as we do offer different payment options for your convenience.
For payments, we accept cash, check, debit card, and credit card in the office or on our website HERE.(javascript:void(0)) We are happy to discuss payment plan options as well. It is our policy that payment is made at the time of service. Your insurance benefits will be determined before your second visit, and you will be informed of what, if any, payment is necessary on that date.
No all employers are created equal. Not all employers understand and/or apply the State/Federal laws equally. Not all employers have been in business as long as we have and have an outstanding reputation of being fair, honest and transparent in how we do business and treat our employees.
Other employers who choose to mix these types of classified employees in their business risk significant fines from the Federal and State governments if they are found to be in violation knowingly or unknowingly of the labor laws.
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For payments, we accept cash, check, debit card, and credit card in the office or on our website HERE.(javascript:void(0)) We are happy to discuss payment plan options as well. It is our policy that payment is made at the time of service. Your insurance benefits will be determined before your second visit, and you will be informed of what, if any, payment is necessary on that date.
For payments, we accept cash, check, debit card, and credit card in the office or on our website HERE.(javascript:void(0)) We are happy to discuss payment plan options as well. It is our policy that payment is made at the time of service. Your insurance benefits will be determined before your second visit, and you will be informed of what, if any, payment is necessary on that date.
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We appreciate due diligence! Please make sure to have your prescription and insurance card available if you call for your first appointment. This will allow us to verify your insurance benefits for you and provide you with an estimate of coverage for your treatment with Therapy Care.
If possible, please complete our patient registration form online HERE.(undefined)
If you weren't able to complete our patient registration form online, please bring the following to your first visit:
• Insurance information (we will make a copy of your card).
• A prescription (if needed) for therapy from your referring physician, ARNP, or PA.
• For automobile accidents or worker’s compensation claims, please bring any case manager or insurance adjuster contact names, phone numbers, and claim number(s).
• Please wear comfortable clothing that allows easy access to your problem areas.
• Please arrive 15 minutes early to complete any remaining paperwork, so you can maximize your time in your evaluation.
For patients or families who do not have insurance or choose not to use insurance, we offer several options for payment including cash packages and Care Credit. Contact our office for more information. Call,(tel:+1-630-761-0900) Email (mailto:info@therapycare.com?subject=Therapy Care - Website Contact Us)or send us a Message f(javascript:void(0))or more details.
We appreciate due diligence! Please make sure to have your prescription and insurance card available if you call for your first appointment. This will allow us to verify your insurance benefits for you and provide you with an estimate of coverage for your treatment with Therapy Care.
If possible, complete the Patient Registration form HERE.(javascript:void(0))
Please bring the following to your first visit:
• Insurance information (we will make a copy of your card).
• A prescription (if needed) for physical therapy from your referring physician, ARNP, or PA.
• Please bring any additional information related to you or your child regarding the circumstances we'll be providing services. This would include previous evaluations, school district IEP information/evals and diagnoses/notes from treating physicians.
• In case of an automobile accident or worker’s compensation claim, also bring any case manager or insurance adjuster contact names, phone numbers, and claim number.
• If possible, arrive 15 minutes early to complete any remaining paperwork, so you can maximize your time in your evaluation or follow up visit.
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